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| International Student Health Insurance |
The Student Secure plan provides international student health insurance to international and study abroad students who are studying outside of their home country either in the USA or around the world. This comprehensive plan offers coverage on a monthly basis that will meet and exceed nearly all school and government requirements. International students in the USA remain eligible for the plan while they are on OPT.
Student Secure also provides you with a range of high quality benefits and features that will cover you in the unfortunate event that you become sick or injured and need medical assistance while studying abroad.
Your plan options include:
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| Smart |
$200,000 Policy Maximum
$100 deductible
80% up to $25,000
Starting at $28/ month |
| Budget |
$250,000 Policy Maximum
$100 deductible
80% up to $10,000
Starting at $36/ month |
| Select |
$300,000 Policy Maximum
$100 deductible
100% In Network
Starting at $55/ month |
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| Studying Abroad? Get Insured! |
With all the excitement, optimism and pure hard work going on in your life as you make plans to attend school, college or university overseas, it's understandable that you might well overlook some vital aspects. If you've grown up in a country with a free health service, you'll have become familiar with it from your school days, and may have used it for broken limbs and other medical emergencies. But did you know that in many countries there is no such health service to fall back on?
Private medical insurance is a fact of daily life in many parts of the world; there is no International Health Service. So as you embark on your foreign travels, are you sure you have adequate cover for those unexpected mishaps that seem to happen to students abroad? |
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| International Student Medical Insurance |
InterGlobal is a UK-based company that's well known as a provider of private medical insurance to people living and working all over the world. But for students, we offer greatly expanded coverage that includes travel, personal liability, personal accident and belongings insurance, emergency evacuation and even cover you for cancellation of tuition fees. This level of assistance in a single policy is not common in our industry, but InterGlobal has the infrastructure and ability to make it happen.
We know that insurance is probably the last thing on your mind right now, even if those who have experienced foreign study are urging you to consider it. You may even be concerned about the costs for something that may never be needed. Well, InterGlobal are among the most affordable insurance providers around. And it's difficult to put a price on peace of mind - even if it's only your parents' minds! |
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| International Student Health Insurance - Students Medical Insurance |
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| Student Health and Medical Insurance UK |
Students who studying in the UK for more than six months, are entitled to free medical treatment under the National Health Service (NHS). This starts from the day the student registers with their university, college or school. However, it is strongly advised that any student should also take out their own student health insurance. |
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| Healthcare Available to International Students in the UK |
Overseas students, intending to stay in the UK for more than six months, are regarded as UK residents and may register for NHS care as explained below.
Overseas students who intend to stay in the UK for less than six months may apply for NHS care, but it is not available everywhere. Please check with the surgery or medical centre you choose to register with.
If you do not, or are not able to register for NHS care, you are advised to take out student health insurance to cover the cost of private medical care, which is available at some UK doctors surgeries, (check the details of your medical insurance policy to ensure that it is valid in the UK). You will normally be expected to pay for your medical treatment and then reclaim the money from your health insurance company.
What will I have to pay for?
In the UK, there is a charge for prescribed medicines, dental and ophthalmic care for all students over the age of 19. You can apply for help with these charges by completing an HC1 form available from your halls of residence or Student Services.
Emergency medical treatment is available free of charge to everyone. |
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| Medical Health Insurance for UK Students Studying Abroad |
Any UK student studying abroad must be covered by a student medical insurance policy. The student medical insurance must cover the insured for in-patient and out-patient treatment, medical prescriptions, GP treatment and any serious illness, ill-health or hospital stays. The health insurance cover should also be no less than £5,000,000 (five million GBP). Student medical insurance should also cover you for medical evacuation and repatriation.
The term 'Evacuation' means should you become seriously ill or disabled, you are insured for the costs of returning home.
The term 'Repatriation' means insurance against the costs incurred in returning your remains should you die while abroad (most but not all University international student policies cover this).
USA educational institutions will have a policy available which you can join. Some institutions require that you join their medical health insurance scheme. You will be given information on this by the institution you are studying in. Please be sure to check before buying alternative student health insurance. It is compulsory in Canada and Australia to purchase the host institutions student health insurance policy.
If you are on a USA / Canada / Australasia degree scheme, your LEA (Local Education Authority) will reimburse part of your medical insurance costs. |